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Business Owners Policy (BOP)
It’s an enhanced insurance policy that combines general liability insurance and property insurance.
Many small business owners mistakenly believe that if they carry general liability insurance, their own losses are covered, as well as the losses of their customers. But a general liability policy does not protect you when it comes to your OWN property.
If you want to protect your own property, consider purchasing a Business Owners Policy (BOP).
A typical business owner’s policy may include property, liability, crime, flood, vehicle, and business interruption insurance coverage. Business owner’s policies are usually less expensive than purchasing each required insurance policy individually.
In addition to the reduced cost, business owner’s policies can save you a great deal of time that would otherwise be spent searching for the right policies you need for each type of essential insurance.