Commercial Auto

Commercial Auto

Commercial auto insurance is liability and physical damage protection for vehicles, such as cars, trucks and vans, that are used for business.

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    Commercial Auto

    As a business owner, you need the same type of insurance coverage for the car you use in your business as you do for the car you use for personal travel: liability, collision, and comprehensive medical payments. In some states, these coverages are referred to as personal injury protection and in others as uninsured motorist coverage.

    In fact, many business owners use the same vehicle for both business and leisure. If the vehicle is owned by the business, make sure the business name is listed on the policy as the “primary insured” instead of your name. This will avoid possible confusion in the event you have to file a claim or one is filed against you.

    Purchasing a commercial auto insurance policy will depend on the type of driving you do. A good insurance agent will ask you many details about how you use the vehicles in your business and who will be driving them. Also, it is possible that your employees, if you have them, will be driving their own cars for your business.

    So, these are some of the factors that may influence the choice of insurance.

    While the main coverages are the same, a commercial auto policy differs from a personal auto policy in many technical ways. Ask your insurance agent to explain all the differences between them and the various options you can choose from.

    Please do not hesitate in contacting us if you have any questions or would like more information. We will be happy to help you.

    Learn about our Business Owner’s Policy (BOP)

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    Contact us and we’ll help you choose the best option for you.

    • (646) 604-2988
    • (203) 900-3353
    • www.calics.com