These are some tips that can help you get the best value insurance. We at Cal Insurance will help navigate all the options for your trucking business. We work with the best business insurance companies in New York, New Jersey, Connecticut, Pennsylvania, Massachusetts.
1.- Adjust your coverages
Of course, more coverage means more protection but not always is possible to keep this way, especially because might out of your budget. Less coverage means less protection. If you are satisfied with less coverage, that is a good option.
2.- Raise your deductibles
Another option to save money on your insurance is raising your deductible. Only remember that in case of a claim, you will have to pay more out of pocket.
3.- Monthly payments
Some companies, like Progressive, offer very significant discounts to customers who pay in full. But each insurance company has unique billing options, so be sure to ask which options you qualify for when getting your truck quote. We are a Progressive Trucking Agent in the Northeast and Mid-Atlantic States. Ask us how we can help you with this option.
4.- Ask about discounts
There are many discounts offered by insurance companies. We like some of these discounts offered by Progressive.
- CDL discount – You’ll receive a discount just for having a valid commercial driver’s license for at least two years.
- Business experience discount – You’re eligible for this discount if you’ve been in business for three years or more.
- Paid-in-full discount – Most customers can save up to 15% if they pay their policy in full**. That’s a $1,500 savings on a $10,000 policy!
Let us help you. Our licensed commercial agents will help you the best quote that suits your needs.
We are one of the fastest growing insurance brokers on the East Coast areawith access to the best carriers to give you the most competitive price and best coverage.
Contact us ASAP and we will walk you through of how to get a better deal for your insurance!