Umbrella Policies

Umbrella policies refer to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies.

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    Umbrella Policies

    When the liability limits of other personal policies aren’t enough, individuals can purchase an umbrella policy to provide $1 million or more in additional liability coverage. Just one umbrella policy effectively increases the liability limits of each of the insured’s other policies.

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