The Northeast’s Premier Commercial Auto Insurance Broker Licensed in over 11 states along with East Coast as well as Ohio and Indiana

Long Haul Truckers needing an ELD Device


We offer a variety of Commercial and Personal Insurance specializing in the Commercial Auto area.

International Life and Health Insurance

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For Business, Personal or Commercial Auto Insurance.

    Give us a call

    Get the coverage that is right for you.

    • (203) 900-3353
    • (646) 604-2988


    We offer a variety of Commercial and Personal Insurance specializing in the Commercial Auto area.

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    Business Insurance

    Discover the perfect insurance options to meet your specific and unique needs.

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    Póliza Paraguas

    Personal Insurance

    Browse through a variety of coverages and find the right one for you.

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    Commercial Auto

    Commercial Auto

    Finding insurance doesn’t have to be difficult. We do the work for you, so you can relax.

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    Business Consulting

    Enjoy our selection of different insurance options. We make saving money easy.

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    Personal Lines Insurance

    International Life and Health Insurance

    Are you an executive or family or family looking for worldwide health and benefits coverage?

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    CAL Insurance & Consulting Services LLC is a certified minority-owned insurance broker & consultant that specialize in Group Benefits and Property & Casualty Insurance. On the benefits side, coverage areas include group life, health, dental and disability, as well as International executive and family planning.

    On the Property & Casualty side, we insure risks covering liability, property, builders risk, contractor’s wrap-up, fleets of commercial auto, errors & omissions, directors & officers, professional, workers compensation, surety bonding, and personal lines.

    We work with all private & public entities including Fortune 500 companies, federal, city, state, local governments and agencies, schools and universities, hospitals, non-profits and small businesses.


    Carlos Lithgow

    Mr. Carlos A. Lithgow, President of CAL Insurance, has over 25 years of experience working with corporations and institutions by managing all aspects of their insurance and benefits ‘needs.

    Whether you are a new company starting off or have been around for over 20 years, CAL Insurance can serve your needs.

    We will not stop working for you until you have the right insurance in place!

    Fabiola Mallette

    Fabiola is our Insurance Risk Analyst. She speaks English and Spanish.

    Prior to joining CAL Insurance, Fabiola served in international organizations as project manager, building training content, training policies and content management. Fabiola worked as Credit Risk Analyst at a bank in Peru.


    Carlos and Fabiola have been so reliable and critical for the growth of our Trucking company. In light of what is happening before, during and after this pandemic, it is critical to have an Insurance Agent in our corner at all times, and they have delivered what we need to get new contracts, and keep our paperwork and Trucks compliant.

    Thanks Again! Ulyana K-Blast Trucking

    Carlos and Staff have really done an outstanding us keep track of our DOT requirements and kept us compliant with our Trucking brokers and companies who hire us. They explain things thoroughly and get back to us in a timely fashion which is very important.

    Bravo! Demetrius T- D Taylor Logistics

    We loved how quick it was from the time we sent our information for a Homeowners and Auto quote till we had a bound policy and they save us lots of Money !

    Chris C

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